Dah Sing Bank is one of the most innovative financial institutions operate in Hong Kong and the People’s Republic of China, providing commercial banking, personal banking, treasury and international banking services, and offering traditional banking products like various deposits, loans and credit cards.
In the current days, when internet is highly incorporated in many banking institutions, many customers are finding it the most efficient trait to manage their finances. Dah Sing too has not been left behind when it comes to e-banking — many of the services traditionally offered over the counter or at your ATM point are now available via the new online banking platform.
These services include:
- Funds deposit
- Funds transfer
- E-statements
- Foreign exchange services
- Bill payments
- Credit card services
1. e-Deposit Service:
The company’s online banking platform offers users an unique opportunity to make deposits at their fingertips.
The beauty of this service is that you do not even have to be a registered Internet Banking user of the other bank for you to enjoy this service – you only need to place an order online regarding your funds deposit request and the bank will simply take care of the rest. This implies that today for you to make a deposit you do not have to wait for the bank to open the next morning or after the weekend is over — do your deposits at your preference, anytime, anywhere.
2. Funds Transfer to other local banks:
The bank’s e-Banking platform allows users to make funds transfers from their own accounts to other local banks in the city. This service can be self initiated by the user any time they need to transfer funds or they can just give the bank a directive which works similarly as the check off system — funds are transferred to the other bank at specific specified dates every month over a given period of time.
Customers can choose between Transfer Free Funds are transferred via Electronic Clearing Service; maximum wait time for the funds to be available in the other bank account is 2 working days after the transaction date; more so, the service is free and Transfer Express option, where funds are transferred via CHATS Clearing House Automated Transfer System , a very fast system availing the funds to the other bank account on the same day the request was made before the cut-off time. This service though, is not free, you will be charged HK$100.
3. Credit Cards:
Using the new e-banking system, customers can easily sort out other banks credit cards, overdrafts and loans by transferring funds from their Dah Sing Credit Cards via ‘Balance Transfer via PayEasy‘ option.
This service carries 0% interest rate on the transfer amount with a repayment period flexibility of up to 50 days. However, since this is not an instant cash payment, the benefit of Instant Cash Reward is foregone.
This service is only applicable to the supported local banks in Hongkong.
Other Services:
Other services online available for the bank’s customers through the new e-banking platform include:
- Balance Inquiry
- Share trading and Foreign Exchange — customers can easily buy shares to designated brokers as well as carry out Forex with just a click of a button
- User Profile Management allows easily update personal details, such as email address, password/pin, contact details, etc on the portal.
- Cheque Book Request as well as Stop a Cheque
- Statement Request
- Cashier Order Application / Demand Draft Application